Does My Liability Insurer Have a Duty to Defend Me in a Lawsuit Filed Against Me?

Being served with a lawsuit can be a stressful and overwhelming experience. For many individuals and businesses, the first thought is to turn to their liability insurance. After all, that’s why you pay premiums– protection against claims and lawsuits. While it’s true that liability insurance is designed to provide coverage, the question of whether your […]

Liability Insurance Doesn’t Defend You in a Lawsuit? Bad Faith Claims in Utah

Being hit with a lawsuit is stressful enough, but discovering your liability insurance provider is refusing to defend you can feel like a devastating blow. In Utah, like many other states, insurance companies have a duty to defend their policyholders against covered claims. When they fail to do so, it can constitute “bad faith,” leaving […]

Are You Fully Protected? Understanding Underinsured Motorist (UIM) Benefits in Utah

An auto accident is stressful enough, but discovering the at-fault driver doesn’t have enough insurance to cover your medical bills and lost wages can be a second tragedy. In Utah, many drivers carry only the state-mandated minimum liability coverage—which often falls short after a serious collision. This is where Underinsured Motorist (UIM) coverage becomes your […]

The Wild West of Lending: Are There Limits on Loan Interest in Utah?

You are shopping for a loan in Utah—whether it’s for a car, a personal emergency, or a payday advance. You might assume there is a legal ceiling on how much loan interest a company can charge you. After all, “usury laws” (laws that prevent excessive interest) exist in many parts of the country to protect […]

No Estimate, High Bill? What Are Your Options?

We’ve all been there. You drop your car off at the shop or call a plumber for a “quick fix.” You assume it will cost a couple of hundred dollars, but when the bill arrives, your jaw hits the floor. It’s way higher than you expected, and worst of all—they never gave you an estimate. […]

Don’t Get Taken for a Ride: Common Auto Fraud in Utah and How to Avoid It

Buying a used car can be an exciting process, but in Utah’s active vehicle market, it also requires vigilance. From Salt Lake City to St. George, unsuspecting buyers are frequent targets for sophisticated auto fraud. Common issues range from odometer fraud and hidden damage to “curbstoning”—where dealers pose as private sellers to bypass regulations. To […]

Stiffed on Commissions? Don’t Walk Away From What You’ve Earned.

If you work in sales, you know the grind. You spend months nurturing leads, closing deals, and hitting targets, counting your commissions to pay the mortgage or pay your other expenses. But what happens when you leave the company—or get let go—and the employer suddenly develops “amnesia” about that big commission check you’re owed? In […]

Unmasking the Microphone: Is it Legal to Record Conversations in Utah?

Ever been in a conversation and wished you could hit “record” to capture an important detail, or perhaps a moment you suspect might become contentious? In our increasingly digital world, the ability to record audio is at our fingertips. But before you press that button in the Beehive State, it’s crucial to understand Utah’s laws […]

The Hidden Political Protections in Utah’s Workplace Law (It’s Not Just About Religion)

When people discuss Utah Code 34A-5-112, the conversation almost always centers on religious liberty. It makes sense—the section is literally titled “Religious liberty protections.” But if you stop reading at the headline, you miss one of the most fascinating and unique aspects of Utah employment law: it explicitly protects your political beliefs, too. In an […]