What Constitutes A Valid Insurance Policy?
Insurance companies can misconstrue the language in insurance policies—whether unintentionally or on purpose—in order to deny your insurance claim even though you are entitled to coverage. Insurance is a part of everyday life, which we get in order to protect ourselves from the risks inherent in many activities and scenarios, including, but not limited to: […]
Will a Verbal Contract Hold Up in Court?
You may have wondered whether your verbal contract will be considered valid in court. Oral contracts can be considered binding and enforceable in court. However, for many reasons—including issues related to evidence and applicable statutes of limitations (a statute of limitations is the amount of time one has to file a lawsuit)—you should have your […]
Legal Malpractice
When you hire an attorney you entrust them to take care of serious legal issues for you or your family. Such legal issues can include problems related to your personal injuries, health, financial well-being, or family. If your attorney intentionally or carelessly handles your case, and it causes you harm, they may have committed legal […]
ERISA: Does it Apply to Your Insurance Policy?
The Employee Retirement Income Security Act of 1974 (“ERISA”) is a complicated federal law that applies to many insurance policies—including health insurance, long-term or short-term disability insurance, and life insurance plans. If your insurance company denied your insurance claim, ERISA may apply to your claim. ERISA has strict requirements, including what you are required to […]