Business Income/Business Interruption Insurance Denials

Many commercial insurance policies include coverage for the loss of income a business sustains as result of a disaster or other loss to covered property. Such insurance policies typically cover business income losses while the company goes through a period of “restoration” while business operations are suspended. If you have a business interruption insurance policy, […]

Personal Injury Q & A: Dog Bite and Animal Attacks

Q: If a dog bites me, do I have to prove that the dog has a vicious nature in order to hold the owner liable for the injuries their dog caused me? A: No. Under Utah law, “[e]very person owning or keeping a dog is liable in damages for injury committed by the dog, and it is […]

Dog Bite & Animal Attack Personal Injury Lawyers

While dogs are often man’s best friend, they can also cause you or your family serious physical injuries, including permanent scarring and even death. Such injuries can be especially grave for small children. Under Utah law, if a dog has injured you or your family, the owner is liable for any corresponding injuries and damages. See Utah […]

Your Salt Lake City, Murray, Holladay, Cottonwood Heights, Sandy, and Draper Personal Injury & Insurance Lawyers

At Head Law, we serve all of Salt Lake County for personal injury and insurance denial cases, including: Personal Injury • Automobile, motorcycle, and trucking accidents;• Brain injuries;• Spinal cord injuries;• Dog bites and attacks;• Slip and fall;• Wrongful death;• Medical Malpractice;• Nursing home abuse;• Sexual abuse/rape;• Sports/Ski/Snowboard injuries;• Boating Accidents;• Aviation Accidents;• Bicycle Accidents;• […]

Health Insurance Denials

When an insurance company has denied your health insurance claim it is often after you or a family member has had a very serious and life altering accident. Incidentally, such a denial can also have a great impact on you, including stress and financial ruin. If you have health insurance, and you have faithfully paid […]

How Long Do I Have to Appeal The Denial of My Insurance Claim?

Under Utah law, you generally have three (3) years to file a breach of contract claim against your insurance company with the district court if it wrongfully denies your insurance claim. See Utah Code §§ 31A-21-313 and 31A-21-314(1). The amount of time you have to file a lawsuit is commonly known as the “statute of limitations.” See id. at […]

Homeowners Insurance Denials

The purchase of a home is often one of the biggest financial decisions and purchases you make during your lifetime. Accordingly, you purchase homeowners insurance in order to protect such an important asset. Nevertheless, insurance companies may wrongfully deny your homeowners insurance policy claim even though you have faithfully paid premiums and are entitled to […]

What Constitutes A Valid Insurance Policy?

Insurance companies can misconstrue the language in insurance policies—whether unintentionally or on purpose—in order to deny your insurance claim even though you are entitled to coverage. Insurance is a part of everyday life, which we get in order to protect ourselves from the risks inherent in many activities and scenarios, including, but not limited to: […]

Will a Verbal Contract Hold Up in Court?

You may have wondered whether your verbal contract will be considered valid in court. Oral contracts can be considered binding and enforceable in court. However, for many reasons—including issues related to evidence and applicable statutes of limitations (a statute of limitations is the amount of time one has to file a lawsuit)—you should have your […]